Debt collection agency

Every missed call is an account that does not get settled.

After a mailing, the switchboard takes a wave nobody can absorb. Cantya answers at any hour, identifies the account, qualifies the intention and hands over to a collections handler.

No commitment, hosted in the EU. Up and running in about ten minutes.

8:06 pm Post-mailing peak
Appel entrant+44 7911 •• •• 31

"I got your letter, I can't pay it all at once. Can we spread it out?"

"I don't decide on instalment plans, but I'm noting your request. Is your account reference the one on the letter? A handler will call you back tomorrow."

"Yes, REF-88214. Mornings would be better."

Qualified, not negotiated
  1. No instalment plan was agreedThe request is logged; the decision stays with the agency.
  2. Account REF-88214, callback in the morningIntention: spread payments. The handler calls back informed.

At 8:06 pm, this call would have gone unanswered. Yet that is the moment the person was ready to settle.

Work out your real monthly cost

A ballpark figure to start from, not a measurement: adjust it to fit your business.

The Premium plan covers this volume: €359 a month, 3 600 minutes included.

It only takes 3 jobs won a month for the subscription to pay for itself.

When it rings out

Three moments you know by heart

01

The day after the mailing

Three hundred letters go out, callbacks land the same day. The switchboard saturates, and a debtor who reaches nobody does not try three times.

02

The 8pm call

People open their post on the way home. The window where they are ready to settle falls outside your office hours.

03

The instalment request

It ties up a handler for long minutes before anyone knows whether the account is even solvent. Some of these calls never reach an agreement.

Already set up

What Cantya already knows about your trade

This block is not a written promise: it is the configuration shipped with your trade, the one you find when your account opens. All of it can be changed.

Greeting as shipped

« [votre nom] debt collection agency, hello. How can I help you? »

Your business name takes the place of the bracket, and you rewrite the whole sentence if it does not sound like you.

Appointment types prepared
  • Case handler callback
  • Settlement meeting
Questions already known
Can I spread out the payment?
That's possible, but only a case handler can decide. I'll note your request and they'll call you back.
I dispute this debt.
I'll note your dispute exactly as you state it, and a case handler will call you back. I can't discuss the substance of it.
Your tools

Connected to what you already use

Cantya books appointments in Google Calendar and alerts you where you already are. The rest waits on your dashboard.

Google Agenda SlackREST API
What it does at your place

On your calls, concretely

It absorbs the post-mailing peak

Callbacks arrive in waves, in the evening and on Saturdays. Cantya takes every call at once, with no queue and no extra staff to hire.

It identifies the account before the handler does

Reference, identity, intention: pay, arrange instalments, dispute. The handler calls back an account already qualified instead of discovering it live.

It negotiates nothing

No instalment plan agreed, no discount, no discussion of a dispute's merits. It notes the intention and announces a callback. The decision stays with the agency.

It makes outbound calls, on your script

Outbound calls follow the text you wrote, on the list you supplied. It does not decide on its own who to call or what to say.

What it does not do

Better said now than discovered later.

  • It agrees no instalment plan and grants no discount.
  • It does not assess a dispute legally: it logs it exactly as stated.
  • Its outbound calls follow the script you wrote: it does not decide on its own who to call back, or what to say.
No detours

Three objections, met head on

« Debt collection is regulated, an AI on the phone is risky. »

That is why Cantya does not collect. It answers, identifies the account, notes the intention and hands over. It does not negotiate, does not threaten, agrees to nothing. You read its script word for word before it goes live.

« Our debtors are sometimes in real difficulty. »

It stays level and never raises its tone. It takes the call, notes what is said and passes it on, without ever arguing the point. The handler calls back informed of the situation.

« Our handlers know the accounts, not a machine. »

They still do. Cantya takes the sorting off their hands: identifying the account, understanding why the person is calling, noting what they are asking for. They keep what calls for judgement.

Pricing

Simple pricing, no commitment

MonthlyYearly2 months free
Essentiel
65 €/month · billed yearly

948 € 780 € a year

Get started
  • Pour démarrer en douceur.
  • 600 minutes included
  • 0,132 €/min
Most popular
Pro
149 €/month · billed yearly

2 148 € 1 788 € a year

Try it in 60s
  • Le meilleur rapport pour un cabinet actif.
  • 1500 minutes included
  • 0,119 €/min
Premium
299 €/month · billed yearly

4 308 € 3 588 € a year

Get started
  • Gros volume, le tarif le plus bas à la minute.
  • 3600 minutes included
  • 0,100 €/min
A rough guide

900 calls a month of about 4 minutes each make 3 600 minutes. Compare that with the plans above.

This is not a measured average, only a starting point to place yourself.

Your questions

No. It notes the request, its substance and the caller's identity, then announces a callback from a collections handler. The agreement is decided at your agency.

The next call gets answered.

Create your account, set your greeting, listen to the result.

Try it in 60s